Property & Casualty Insurance

What is Insurance?

Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients’ risks to make payments more affordable for the insured.

Insurance policies are used to hedge against the risk of financial losses, both big and small, that may result from damage to the insured or own property, or from liability for damage or injury caused to a third party.

Why We Need Insurance?

Insurance helps us protect ourselves and the things we value, such as our homes, our cars and our valuables, from the financial impact of risks, big and small.

Benefit of Insurance

The general insurance financially protects your property from any damage. The general insurance plans include a policy to protect the property and anything related to your business. This can save you from facing massive financial loss due to natural calamity

Insurance is key to you being able to focus on the important things in life, because it will ensure financial security for you and your family should anything unfortunate happen.

When sorting out your insurance it’s always a good idea to speak to us as we can talk you through your options professionally.

How General Insurance Work?

Insurance works by taking out a policy for the things you want to protect – it could be for your car, your home, or all of your material possessions that you’ve worked so hard for. These policies are designed to protect you financially against certain risks and events.

Your insurance is outlined by the policy document which clearly states what you’re covered for and what situations are excluded. Remember to read and understand a policy document even before you buy a policy.

If something does happen, which is covered in the insurance policy, you make a claim for the damage or loss. The insurance company will assess the loss and make payment on a valid claim.

What happens at claims time?

If something does go wrong and you need to make a claim, the best thing to do is to call us right away and they can work through the next steps with you.